Last updated: April 12, 2026
These Terms & Conditions ("Terms") govern all purchases of digital products (e-books, guides, and related materials) from Paul Schulz, accessible at paulschulz.org. By completing a purchase, you agree to these Terms.
Paul Schulz
Email: info@paulschulz.org
Phone: +49 151 29796379
Full legal details: Impressum
All products are digital downloads (PDF format) delivered instantly after successful payment. No physical products are shipped. Delivery occurs via email and/or a download page displayed after checkout.
All prices displayed on paulschulz.org are final prices in Euros (EUR) and include applicable value-added tax (VAT) in accordance with German law (UStG). The applicable VAT rate for e-books is 7% (reduced rate for books in Germany).
Payment is processed securely through Stripe. Accepted payment methods include credit card, debit card, Apple Pay, and Google Pay.
Under EU Directive 2011/83/EU and German law (BGB § 312g), consumers have a 14-day right of withdrawal for distance contracts.
Exception for digital content: The right of withdrawal expires once the digital content has been delivered and the consumer has given prior express consent to begin delivery before the withdrawal period has expired, and has acknowledged that the right of withdrawal is lost upon delivery.
By completing your purchase and receiving the digital product, you consent to immediate delivery and acknowledge the loss of your withdrawal right. This is in accordance with BGB § 356 Abs. 5.
In addition to your statutory rights, we offer a voluntary 30-day satisfaction guarantee on all e-book purchases. If you have read the book and it does not meet your expectations, you may request a refund within 30 days of purchase. Full details are available in our Refund Policy.
This voluntary guarantee does not limit your statutory consumer rights.
All content, texts, designs, and materials in the digital products are protected by copyright (German UrhG). The purchase grants you a personal, non-transferable, non-exclusive license to read the product for private use.
You may not:
The content of the digital products is for educational and informational purposes only. It does not constitute medical, psychological, legal, or financial advice. Individual results may vary and depend on the reader's personal engagement.
Paul Schulz is not liable for any decisions made or actions taken based on the content of the products, except in cases of intent or gross negligence.
Customer testimonials displayed on paulschulz.org are from verified purchasers. They reflect individual experiences and do not represent guaranteed outcomes. Individual results may vary.
Your personal data is processed in accordance with the General Data Protection Regulation (GDPR) and our Privacy Policy. Payment data is handled exclusively by our payment processor Stripe and is never stored on our servers.
The European Commission provides an online dispute resolution platform at ec.europa.eu/consumers/odr. We are not obligated nor willing to participate in dispute resolution proceedings before a consumer arbitration board.
These Terms are governed by the laws of the Federal Republic of Germany. Mandatory consumer protection laws of your country of residence remain unaffected.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions remain in full effect.
For questions regarding these Terms, contact:
Paul Schulz
Email: info@paulschulz.org